1. Introduction
Welcome to Amica Savings & Credit. These Terms & Conditions (“Terms”) govern your access to and use of our website, mobile applications, and other services (collectively, the “Service”). By using our Service, you agree to these Terms in full. If you do not agree to these Terms, please do not use our Service.
2. Definitions
"User" refers to any individual or entity that accesses or uses the Service.
"Content" includes all text, images, graphics, logos, video, audio, and other material available on the Service.
"Account" means the personal account you create to access the Service.
3. User Obligations
By using the Service, you agree to:
- Provide accurate, current, and complete information when creating an Account.
- Maintain and update your Account information as needed.
- Protect your account credentials and notify us immediately of any breach of security.
- Use the Service only for its intended purposes and in accordance with these Terms.
4. Intellectual Property Rights
All Content, trademarks, logos, and intellectual property displayed or used on the Service are owned by Amica Savings & Credit or its licensors and are protected by applicable intellectual property laws. You agree not to reproduce, distribute, modify, or create derivative works from any of our Content without prior written permission.
5. Permitted and Prohibited Uses
You may use the Service only for lawful purposes. You agree not to:
- Use the Service in any manner that violates any applicable laws or regulations.
- Attempt to bypass, disable, or otherwise interfere with any security measures on the Service.
- Upload or transmit any material that is unlawful, harmful, defamatory, obscene, or otherwise objectionable.
- Use automated means to access or collect data from the Service without our prior written consent.
6. Privacy
Your privacy is critically important to us. Please review our Privacy Policy to learn more about how we collect, use, and safeguard your personal information.
7. Limitation of Liability
Under no circumstances shall Amica Savings & Credit, its affiliates, or its licensors be liable for any indirect, incidental, consequential, special, or punitive damages (including loss of profits) arising out of your use of or inability to use the Service, even if we have been advised of the possibility of such damages.
8. Indemnification
You agree to indemnify, defend, and hold harmless Amica Savings & Credit, its officers, directors, employees, and agents from any claims, liabilities, costs, and expenses (including reasonable attorney fees) arising out of or related to your use of the Service or breach of these Terms.
9. Governing Law and Jurisdiction
These Terms and your use of the Service shall be governed by and construed in accordance with the laws of the jurisdiction where Amica Savings & Credit operates, without giving effect to any principles of conflicts of law. You agree to submit to the exclusive jurisdiction of the courts located in that jurisdiction to resolve any disputes arising out of these Terms or your use of the Service.
10. Changes to These Terms
Amica Savings & Credit reserves the right to update or modify these Terms at any time. All changes will be effective immediately upon posting on the Service. Your continued use of the Service after any changes have been posted constitutes your acceptance of the updated Terms.
11. Contact Information
If you have any questions or concerns about these Terms, please contact us at jeremymacharia03@gmail.com.